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Why pay the same for car insurance as someone who's on the road all day? Now, you don't have to. Allstate pay-per-mile insurance lets you pay for only the miles you drive, which means more savings for you. In fact, Allstate customers who switched to pay-per-mile saved over $600 a year.

Here's how it works


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Frequently Asked Questions

Will I get less money from Avail with an Allstate pay-per-mile (PPM) auto policy?

No PPM car insurance won't affect your Avail earnings in any way. PPM car insurance is a unique insurance option that can help you save money based on your low mileage lifestyle.

How does the deductible work if an accident occurs?

It depends:

  • Allstate PPM customers are responsible for their deductible if they are in an accident while driving their car for personal use and are not currently sharing on Avail.
  • Avail owners will never be responsible for a deductible while car sharing on Avail.

What happens if I cancel my insurance policy while my car is with Avail?

Cancelling your personal insurance auto policy, whether it's a traditional or PPM policy may result in damage to your vehicle not being covered by Avail's policy, leaving you uninsured. Avail requires you to have comprehensive and collision coverage on your vehicle while it's being shared.

Do I meet Avail's insurance requirements with a PPM policy?

Yes, Allstate's PPM policy provides you with the coverage you need to share your car on Avail.

What happens when someone borrows my car?

While your vehicle is being borrowed, no trips will be recorded to your account. You will not be charged for any of the miles that someone else puts on your car. When you pick your car back up from Avail, Allstate will resume charging your for the miles you drive.

How will I be charged when someone borrows my car?

You will not be charged for any miles while your vehicle is being borrowed. You are still responsible for the low daily rate which will continue to be deducted from your account balance. If you do happen to see any additional charges, please contact the Allstate customer support team at 877-389-0047.

Price includes a daily rate. Savings based on annual premium paid by Allstate standard auto customers vs. Allstate pay-per-mile customers who drive an average of 4,000 miles a year. Savings vary. Many factors go into the cost of your auto insurance policy, including how you purchase the policy: online, through a call center, or with an agent. Subject to terms, conditions, and availability. Allstate Fire and Casualty Insurance Company and its affiliates © 2021 Allstate Insurance Co.
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