No PPM car insurance won't affect your Avail earnings in any way. PPM car insurance is a unique insurance option that can help you save money based on your low mileage lifestyle.

It depends:
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• Allstate PPM customers are responsible for their deductible if they are in an accident while driving their car for personal use and are not currently sharing on Avail.
• Avail owners will never be responsible for a deductible while car sharing on Avail.

Cancelling your personal insurance auto policy, whether it's a traditional or PPM policy may result in damage to your vehicle not being covered by Avail's policy, leaving you uninsured. Avail requires you to have comprehensive and collision coverage on your vehicle while it's being shared.

Yes, Allstate's PPM policy provides you with the coverage you need to share your car on Avail.

While your vehicle is being borrowed, no trips will be recorded to your account. You will not be charged for any of the miles that someone else puts on your car. When you pick your car back up from Avail, Allstate will resume charging your for the miles you drive.

You will not be charged for any miles while your vehicle is being borrowed. You are still responsible for the low daily rate which will continue to be deducted from your account balance. If you do happen to see any additional charges, please contact the Allstate customer support team at 877-389-0047.

Your initial daily rate and per-mile rate are calculated based on factors such as driver age, vehicle type, and driver history. Your rates become more personalized over time based on your driving behaviors.

• In Texas, these rate can go up or down at renewal based on your previous six months of driving.
• In Arizona, the per-mile rate may adjust weekly based on your driving behaviors and the daily rate may adjust as renewal based on your driving behavior.

For better rates, avoid speeds over 80mph, sudden braking, and late-night driving between 11pm and 3:59am.